Boat and RV Insurance in Alabama and Georgia
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1003 13th St, Phenix City, AL 36867-4963
Call us (334) 298-6366
Mon-Fri 8:30 am - 5:00 pm
Closed for Lunch 12:00 pm - 1:00 pm
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People throughout the local area trust Alabama-Georgia Insurance to protect their recreational vehicles, from motor homes and RVs to boats and ATVs. Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way.
Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own. They may need more insurance since they also create a potential for liabilities. Don’t make your fun free time a source of anxiety when you can be stress-free with an insurance plan from our team.
Boat coverage options
Personal watercraft (boat and jet-ski) coverage will cover bodily injury, property damage, guest passenger liability, medical payments, and theft. Liability limits start at $15,000 and can be increased to $300,000 as needed. Typical policies include deductibles of $250 for property damage, $500 for theft and $1,000 for medical payments. Additional coverage can also be purchased for trailers and other accessories that you use with your watercraft.
RV insurance
Motor homes and RVs are a great way to spend time with your families and friends. These big vehicles are important to insure, since they are not only more expensive than most cars, but also hold more passengers that could be put at risk. If you are looking for reliable RV insurance that won’t break the bank, contact our team at Alabama-Georgia Insurance today. We can get you the best rates on policies for RVs.
We offer both liability and property coverage for recreational vehicles
Liability coverage can cover all the same bodily injury and property damage situations that regular auto insurance does. This is necessary because RVs, ATVs, and snowmobiles can be driven around and cause the same types of accidents as traditional cars and trucks.
We also offer property coverage, which insures the value of the vehicle itself. This covers physical damage, vandalism, theft, collision, and even personal items that may be stored in the vehicle.
